PAYMENT SERVICES


APA partners with MSO licensed payment and FX companies to provide remittance services across the group.


APA specialises in deliverable FX, payment accounts and international remittance for corporate clients and HNW individuals.


APA has an excellent cross border RMB service allowing clients to send money in and out of China in a reliable, safe and secure manner.

VALUE TRANSFER

APA provides cross border value transfer services for its clients via our regulated asset management company in Hong Kong, with instant settlement.

We additionally have the capability to settle international currency payments, global FX and settlement, wholesale currency services, spot FX deal structuring and advice, and liquidity and short term finance, via our Money Services Operator (MSO) portfolio company licensed and regulated by HK Customs & Excise.

APA is supported in its initiatives by a number of financial institutions and global partners which enable APA to settle clients on the same day (in most cases).

We require a standard KYC pack, source of wealth, and application form to be completed and submitted to us, with details of the transaction desired.

We will then provide clients with transaction terms and procedure, and execute on these accordingly once all paperwork has cleared compliance checks and parameters have been agreed.

APA’s clients include MNCs, global private banks, fund managers, IFAs and private wealth managers, family offices, HNWIs and other investment firms and professionals, all of whom have been successfully trading with us for a number of years. We also work with referrers and third party advisors seeking solutions for their own clients.

We are confident that our solution is market-leading in nature and price, and fully secure in terms of regulation, legal compliance and timing.

Spot

A spot trade is the purchase or sale of a foreign currency, financial instrument or commodity for instant delivery. Most spot contracts include physical delivery of the currency, commodity or instrument; the difference in price of a future or forward contract versus a spot contract takes into account the time value of the payment, based on interest rates and time to maturity.

Forward

A forward contract is a customized contract between two parties to buy or sell an asset at a specified price on a future date. … Unlike standard futures contracts, a forward contract can be customized to any commodity, amount and delivery date.

Market Order

A market order is a buy or sell order to be executed immediately at current market prices. As long as there are willing sellers and buyers, market orders are filled. Market orders are therefore used when certainty of execution is a priority over price of execution. A market order is the simplest of the order types.

Stop Loss

A stop-loss order is an order placed with a broker to sell a security when it reaches a certain price. Stop-loss orders are designed to limit an investor’s loss on a position in a security.

RMB

China is one of the largest import and export markets in the world. Companies that adopt RMB settlement with trade partners in China will reduce their financial and operating costs in currency exchange, enhance competitiveness and bargaining power in cross-border trade business and access a wider network of potential new trading partners.

They can also expand the business scope and develop emerging markets.